WEBVTT

00:00:02.866 --> 00:00:05.066
Hain: One of my detectives made a traffic stop.

00:00:05.066 --> 00:00:07.966
He found two card readers, a couple of laptops

00:00:07.966 --> 00:00:11.866
and quite a few prepaid cards, as well as credit cards.

00:00:11.866 --> 00:00:17.933
And we had no way to examine the contents of those magnetic strips.

00:00:17.933 --> 00:00:20.566
Williams: Prepaid cards are now the currency of the criminals.

00:00:20.566 --> 00:00:23.000
Rather the movement of cash in suitcases,

00:00:23.000 --> 00:00:26.666
they're able to put large amounts of money on a single prepaid card

00:00:26.666 --> 00:00:29.800
or a number of prepaid cards, from MetroCard,

00:00:29.800 --> 00:00:32.899
a hotel room key, a driver's license.

00:00:32.899 --> 00:00:35.733
Anything with a mag stripe can be repurposed

00:00:35.733 --> 00:00:39.600
to be a prepaid card with considerable amounts of money on it.

00:00:39.600 --> 00:00:41.933
ERAD is a process, a platform actually,

00:00:41.933 --> 00:00:46.933
that allows law enforcement to read the balances on prepaid cards

00:00:46.933 --> 00:00:50.766
and be able to make decisions how to process those cards.

00:00:50.766 --> 00:00:53.066
Hain: We're able to identify the stolen credit cards.

00:00:53.066 --> 00:00:55.200
We're able to identify mag strip information.

00:00:55.200 --> 00:00:57.799
We're able to seize cash on the side of the road

00:00:57.799 --> 00:01:00.633
that is being stored in these prepaid debit cards.

00:01:00.633 --> 00:01:02.700
Williams: We have a terminal that was handheld,

00:01:02.700 --> 00:01:06.000
battery operated, so it's mobile, had a printer in it,

00:01:06.000 --> 00:01:09.066
so we'd be able to create a record of the transaction.

00:01:09.066 --> 00:01:13.233
It could read a card and it can freeze that value literally in under ten seconds.

00:01:13.233 --> 00:01:18.299
Hain: Certainly the ERAD evidence is admissible and it's very accessible, too.

00:01:18.299 --> 00:01:23.366
ERAD offers many reporting functions that you can simply print off

00:01:23.366 --> 00:01:26.700
and bring into court on a piece of paper

00:01:26.700 --> 00:01:31.466
or you can provide defense or prosecuting counsel with electronic format.

00:01:31.466 --> 00:01:34.099
We'd be in trouble if we didn't have it.