Flood Apex Program

Flood Apex Program

The Flood Awareness Apex applies new and emerging technologies to improve community resilience from flood disasters. Our goals are to reduce flood fatalities and property losses, as well as enhance community-wide resiliency to disruptive flood events.


On Oct. 7, 2019, the Wharton Risk Center finalized an issue brief on the National Flood Insurance Program’s (NFIP) mandatory purchase requirement that identifies its origins and evaluates its effectiveness in achieving NFIP goals. The team  is currently working on a series of related projects under DHS S&T’s Flood Apex program. The team is also conducting a study on flood risk in the U.S. mortgage lending system. Finally, they are exploring the determinants of voluntary purchase of flood insurance policies and why some communities have a large share of their policies outside the high-risk area. Read The Mandatory (Flood Insurance) Purchase Requirement (pdf, 19 pages, 946kb) for more information.

Watch the Flood Apex video


To mitigate the impact of flood disasters, the Department of Homeland Security (DHS) Science and Technology Directorate (S&T) has initiated multiple projects across the nation through its Flood Apex Program.

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